Built by people who know the trades, for hauling operations.
Debris Removal Insurance is the hauling-focused division of Contractors Choice Agency — founded in 2005 by Josh Cotner, who knows exactly what happens when an under-limit auto policy or a pollution exclusion shows up in a claim denial.
- Licensed in all 50 states
- Founded 2005 — 20+ years
- Specialty trucking markets
- 15-minute quote turnaround
- 2-hour claims response
- A.M. Best A+ carrier partners
From the jobsite to the agency.
Josh Cotner ran equipment, read specs, and filed certificates before founding CCA in 2005. That background is why we understand what's at stake when a loaded dump truck is in an accident, a roll-off box is damaged on a customer's property, or a demolition-debris load is questioned at disposal.
Contractors Choice Agency founded
Josh Cotner opens CCA in Chandler, AZ, after years working in the trades — built to insure contractors, haulers, and operators the right way.
Expanded to specialty trucking and hauling markets
After placing programs for dozens of trade and contractor categories, CCA extends expertise to dump truck, junk hauling, and debris removal operations with unique risk profiles.
Dedicated debris removal division
Debris Removal Insurance focuses CCA's expertise on junk haulers and dump truck operators — operations where auto limits, cargo, pollution, and equipment values are the real risks.
0 hr
Claims response — every policy
$0M+
Annual premium placed for contractors
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States licensed & writing
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Years insuring trade contractors
Four things we won't compromise on.
Operator-first, always
Josh spent years in the trades before starting the agency. We speak the language of hauling because we know what happens when coverage fails at claim time.
Coverage that closes the gaps
Under-limit auto, excluded cargo, missing MCS-90 filings, and pollution exclusions — we address the risks standard business markets miss.
A-rated specialty markets only
We shop trucking and contractor carriers with the financial strength and class experience to be there when a serious accident, injury, or pollution claim hits.
Honest, no-pressure advice
If you don't need a line of coverage, we'll tell you. We earn trust by being straight about what your hauling operation actually requires.
Ready to protect your hauling operation?
Get a 15-minute quote from specialists who understand debris removal — dump trucks, roll-offs, junk hauling, and the pollution exposure of demolition debris.